If you are a cash buyer there are no requirements, you're approved and we can start right away. If you are not a cash buyer and require or simply desire to use financing, [most of our clients use financing by the way] you will need to meet the following criteria:

This is really not our criteria but rather criteria that meets current lender guidelines. We would love to work with everyone, but in light of the mortgage meltdown, financing is becoming increasingly more difficult to obtain, hence the qualifying criteria above.

Most of our clients like to use the power of leverage and take advantage of our investor friendly financing options. If you wish to use financing to acquire properties from PA Deals then most of our deals are structured with you bringing 20% of the purchase price as your down payment. The rest of the costs are typically paid for by us in the form of "seller help". The average amount of money required to buy a property from PA Deals, if you are using financing, is $12,000 to $20,000 depending on the price point of the home. We work aggressively and intimately with our preferred lenders to ensure our clients are always being offered the most competitive, cost effective, and investor friendly financing available!

No, there are no costs whatsoever to become a client of PA Deals and there are never any ongoing costs to remain a client. PA Deals generates revenue by selling top quality investment properties to its client base and provides consultation, on-going support, and all the other amazing client benefits at absolutely no cost.

Note – If you desire or require a "passive" investment experience with us, then there will be costs associated with portfolio management services. All of these costs are always taken into consideration when we analyze our properties performance so if you chose not to use our portfolio management services you will simply earn a greater return on your investment.

PA Deals offers high quality, completely renovated investment properties. All of our properties are located in Dauphin and Cumberland County Pennsylvania. For the most part, we sell single family homes and 2 – 4 unit, multi-family properties. All of our properties are located in economically stable areas where people want to live and raise families. We do not buy or sell properties in drug infested, war zone like locations.

Our properties must meet very strict criteria for our Acquisitions Team to even consider it. The main criteria we look for in a deal takes 98% of our leads out of the buying equation from the start. We hand select each and every deal to make sure it meets the highest investing standards. As investors ourselves, we understand that real success starts by finding the right deal and our Acquisitions Team are experts at finding, evaluating, negotiating, and ultimately purchasing the very best properties our market has to offer. To give you an idea of how particular we are, on average, we review, analyze and make offers on over 300 properties per month and the end result is that we only acquire about 10 of these.

There is a tremendous amount of hard work, due diligence and expertise required to operate at our level and our clients benefit from the fact that we have bought more than 900 properties in our career. To this day we acquire more than 100 properties per year and keep a constant and accurate pulse on the markets in which we invest. We absolutely believe without a shadow of a doubt that there is no other person or company in Central PA that can even come close to offering the types of quality investment properties we do.

The average cost of a PA Deals investment property is $60,000 - $100,000. We have found this price range to be our "sweet spot" here in Central PA. Much lower than this and you will be in neighborhoods you may not feel safe in and much higher than this you just won't cash flow.

Yes, all of the properties we sell are rehabbed from top to bottom with careful consideration given to the big ticket items that can rob an investor of long term cash flow. All of our rehabs place a major focus on repairing and / or replacing all of the major components of a house. When rehabbing a property, we ensure that the HVAC system, electrical system, plumbing system, windows, and roofs are all new or have a life expectancy of at least 10 years. There is nothing worse than buying an investment property just to find out that you need to replace the heating system in your first year of ownership. In addition to the major components being upgraded, we always look to create a cosmetically appealing house with a lot of neutral colors to appeal to the masses. Most homes include new carpeting, new paint, new kitchens and new baths. Typically our homes far exceed the quality and look of similar rental homes in the neighborhood.

If you decide to use financing, which 80% of our clients do, the typical PA Deals property will have a pre tax, net positive cash flow of between $1,200 and $2,400 per year. The nicer, more expensive homes will have less cash flow [$1,200 per year] but a greater chance of appreciation and most certainly more pride of ownership. Less expensive homes will generate greater returns [$2,400 per year] but more than likely not generate high levels of appreciation and will not provide tremendous pride of ownership. Please also note that when PA Deals analyzes cash flow on one of their properties, they take into account ALL realistic expenses. The expenses taken into consideration to arrive at a properties cash flow are:

Positive cash flow of $1,200 to $2,400 per year may not do much for you; however, it will do tremendous things for your property. Did you know that if you earned a modest $1,800 net positive cash flow per year and applied all of it to accelerate the principal reduction of your mortgage that you could pay off a $70,000, 30 year mortgage in 15 years! Half the time! Don't be so quick to discount the power of a small, modest cash flow because if used correctly, it can change the entire financial picture of your portfolio. Do you know what the positive cash flow of this same property will be in 15 years when the mortgage is paid off? If you don't, I will tell you. It is about $9,000 per year NET! Imagine if you did this 10 times, that's $90,000 a year income for life plus you own 10 properties FREE and CLEAR!

In addition to the above, the benefits of investing in real estate far exceed "net positive cash flow" and in fact, positive cash flow is only one small reason to invest in real estate. The combined effect of monthly debt reduction, favorable tax treatment, ongoing appreciation, forced future appreciation, pride of ownership and the fact that you control your success are all reasons enough to invest in real estate even if you were to break even from a cash flow perspective! We've even known people, smart people to lose money every month and still come out on top over the course of time. If you buy the right property, cash flow should simply be the icing on the cake as you will realize many other more important, long term benefits.

The average "cash-on-cash" return realized by our clients is between 8% - 15% depending on the price point of the home and the home's taxes. Again, nicer, more expensive homes will return less than cheaper, less desirable properties due to the price point and in most cases, higher taxes.

Besides looking at each deal in person and evaluating the property alongside of one of the Investment
Advisors at PA Deals, all of our clients receive a Property Profile on each and every asset they add to their portfolio. Within this Property Profile you will receive:

This is a great tool for you to evaluate the potential performance of a deal and plenty of information for you to make an educated decision. Check out the links below to see sample Property Profiles:

You own 100% of the property you buy from PA Deals. All of our properties are sold to our clients free and clear of all liens and encumbrances and all of our properties carry with them free and clear marketable title.

Yes, investing in real estate with PA Deals can absolutely be passive. We have designed our program around the fact that most our clients have no experience in real estate and want nothing to do with the day to day management of their portfolio! Investing with PA Deals can be 100% passive due to the fact that we offer full service portfolio management from our in-house property management firm, Fusion Asset Management.

If you chose to have Fusion manage your portfolio they will send you a “net proceeds check” each and every month. The “net proceeds check” is the amount of money left over after deducting their 8% management fee and any other expenses within that month from your total collected rent. An example is:

Our owner’s net proceeds checks are sent each and every month by the 21st of the month.

No! Our property management company is ONLY there to support clients of PA Deals. We have never and will never take on management for outsiders. Taking this approach allows us to place 100% of our focus on our loyal clients and provide them with the highest level of service possible.

Absolutely! The Section 8 program is great and is a wonderful way to rent some of the properties we sell. Section 8 is not a perfect fit for all properties but for some properties it works extremely well. Section 8 can be somewhat difficult to deal with initially, but as a client of PA Deals you don’t have to worry about any of that because we will enroll your property into the program, handle the necessary inspections and work closely with the Section 8 resident to complete all of their paperwork. Renting properties through Section 8 guarantees your rent will be paid on time each and every month and at times will generate an above market rental rate.

Absolutely. We have many clients from diverse backgrounds that have been through our entire process and who would love to share their stories and experiences with you. When you speak with a PA Deals Investment Advisor simply ask for the Reference List. You may contact one of our Advisors by calling 717-943-1921. We have made sure to include older clients who have been with us for many years and clients who just closed on their first deal with us so there is a very diverse group of people who you can speak with.

PA Deals was founded in 2006 and has been in constant business since that time. The founders of the company however have been investing in real estate since the year 2000.

As of February 2012, PA Deals and its owners have bought over 900 properties since the year 2000. The total fair market value of real estate purchased by PA Deals and its owners exceeds $70,000,000. Currently PA Deals acquires in excess of 75 properties per year, year after year.

The recommended first step to becoming a client is watching “An Introduction to the PA Deals Program."
However, if you would like to skip that step and talk to one of our investment advisors, you may call us at
717-943-1921 or have one of our advisors call you.

Well, what you won’t experience is an annoying, high pressure sales pitch! We’ve sat on the other end of too many of those calls and that’s not how we do business. All that happens during this initial call is that one of our Advisors will give you an overview of our program and then answer all of your questions. Once your questions are satisfactorily answered, the Advisor will ask you a few simple questions to make sure you qualify for the program. If you qualify and are interested in learning more, then the Advisor will arrange a private, one on one consultation for you to come to our Corporate Headquarters in Harrisburg, PA meet our staff and learn more.

At this private, one-on-one consultation you will meet some of the staff at PA Deals, take a quick tour of the Corporate Headquarters and go through a very detailed presentation that will walk you step by step through the entire program. You will see real life case studies of deals done within days of your meeting. The Advisor you meet with will discuss your goals and reasons for wanting to invest in real estate. Together, you and the Advisor will determine if the PA Deals program is a good fit. If everyone agrees it is a good fit then the Advisor will help you create a customized plan for you to invest with. This customized plan will be your blueprint for all of your future investments with PA Deals.

Call 717-943-1921 to get started investing in turn key real estate or feel free to stop in and visit with us anytime Monday through Friday 9am to 5pm. We are located at 3111 Brisban Street, Harrisburg, PA 17111